EDUCATORS Credit Union Profile

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EDUCATORS

Charter #67611 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 776-7900

Fax: (254) 751-5876

Founding Date: N/A

Website: http://www.EDCU.COM

Personnel & Operations

President: POLLARD, AL

Manager: PALASOTA, WILLIAM

FT Employees: 39

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: 7:30 TO 6:00 M - F 9:00 TO 12:00 SAT

Credit Union Profile Summary

EDUCATORS is a FISCU Credit Union. With a total of 27,359 members ^[1], this institution manages approximately $579,631,544 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.04% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.81% ^[1].

Financial Snapshot

Total Assets ^[1]

$579,631,544

Total economic resources.

Total Loans ^[1]

$149,553,669

Total value of outstanding loans.

Total Deposits ^[1]

$468,587,958

Total funds deposited by members.

Members ^[1]

27,359

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

19.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.90%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

31.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -6.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

501 W STATE HIGHWAY 6

WACO, TX, 76710-5589

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by EDUCATORS (Charter #67611).

Main Office

MAIN Main Office

Type: Corporate Office

Type: Branch Office

2400 LAKE SHORE DR

Waco, TX 76708-1274

Phone: (254) 752-1815

Services: Member Services, ATM, Drive-Thru

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Trojan Branch

Type: Branch Office

3201 S New Rd

Waco, TX 76706

Phone: (254) 756-1843

Services: Member Services

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TSTC

Type: Branch Office

100 BOLLING Dr

Waco, TX 76705

Phone: (254) 799-8946

Services: Member Services, ATM, Drive-Thru

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