FIRST BASIN Credit Union Profile

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FIRST BASIN

Charter #67609 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 333-5600

Fax:

Founding Date: N/A

Website: http://www.firstbasin.com

Personnel & Operations

President: Gonzalez, Sam

Manager: Culpepper, Shem

FT Employees: 102

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: M-F 8:30AM-5:30PM

Credit Union Profile Summary

FIRST BASIN is a FISCU Credit Union. With a total of 29,389 members ^[1], this institution manages approximately $351,379,310 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.18% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.48% ^[1].

Financial Snapshot

Total Assets ^[1]

$351,379,310

Total economic resources.

Total Loans ^[1]

$182,439,025

Total value of outstanding loans.

Total Deposits ^[1]

$279,709,734

Total funds deposited by members.

Members ^[1]

29,389

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

65.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 11.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -12.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7100 E Highway 191

Odessa, TX, 79765

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by FIRST BASIN (Charter #67609).

Main Office

First Basin Credit Union Main Office

Type: Corporate Office

7100 E Highway 191

Odessa, TX 79765

Phone: (432) 333-5600

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Andrews