WEST TEXAS Credit Union Profile

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WEST TEXAS

Charter #67592 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 934-0433

Fax: (432) 934-0434

Founding Date: N/A

Website: http://www.westtexascu.com

Personnel & Operations

President: Brown, Robert

Manager: Wilson, Angeline

FT Employees: 25

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: 8:30 am - 5:30 pm

Credit Union Profile Summary

WEST TEXAS is a FISCU Credit Union. With a total of 4,932 members [1], this institution manages approximately $65,772,654 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.88% [1].

Financial Snapshot

Total Assets [1]
$65,772,654

Total economic resources.

Total Loans [1]
$39,136,965

Total value of outstanding loans.

Total Deposits [1]
$58,594,245

Total funds deposited by members.

Members [1]
4,932

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 15.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4301 Mission Blvd

Odessa, TX, 79765
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by WEST TEXAS (Charter #67592).

Main Office

Mission Headquarters Main Office

Type: Corporate Office

4301 Mission Blvd

Odessa, TX 79765

Phone: (432) 934-0433

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Odessa

52nd St. Office

Type: Branch Office

4440 E 52nd St

Odessa, TX 79762-4826

Phone: (432) 362-1414

Services: Member Services, Drive-Thru

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Lee St. Office

Type: Branch Office

1001 N Lee Ave

Odessa, TX 79761-3948

Phone: (432) 332-8171

Services: Member Services, Drive-Thru

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