UNITED Credit Union Profile

Showing details for UNITED Credit Union.

Home > TX > UNITED

UNITED

Charter #67587 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 595-3604

Fax: (903) 535-9850

Founding Date: N/A

Website: http://www.unitedcu.coop

Personnel & Operations

President: Creel, George

Manager: McElyea, Sherri

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Lobby M-Th : 8:30 am - 4:30 pm Lobby Friday

Credit Union Profile Summary

UNITED is a FISCU Credit Union. With a total of 2,122 members [1], this institution manages approximately $28,849,117 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.86% [1].

Financial Snapshot

Total Assets [1]
$28,849,117

Total economic resources.

Total Loans [1]
$17,454,729

Total value of outstanding loans.

Total Deposits [1]
$26,146,544

Total funds deposited by members.

Members [1]
2,122

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.76%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.86%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4901 Old Jacksonville Hwy

Tyler, TX, 75703-3373

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by UNITED (Charter #67587).

Main Office

United Credit Union Main Office

Type: Corporate Office

4901 Old Jacksonville Hwy

Tyler, TX 75703-3373

Phone: (903) 595-3604

Services: Member Services, ATM, Drive-Thru

Open in Directions