LCRA Credit Union Profile

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LCRA

Charter #67537 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (737) 212-0030

Fax: (737) 212-0040

Founding Date: N/A

Website: http://www.lcracu.org

Personnel & Operations

President: Riley, Jonathan

Manager: Reyes, Melissa

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday - Friday, 8 am to 4 pm

Credit Union Profile Summary

LCRA is a FISCU Credit Union. With a total of 2,123 members [1], this institution manages approximately $20,394,730 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -29.99% [1].

Financial Snapshot

Total Assets [1]
$20,394,730

Total economic resources.

Total Loans [1]
$9,616,604

Total value of outstanding loans.

Total Deposits [1]
$17,088,313

Total funds deposited by members.

Members [1]
2,123

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.28%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -29.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3505 Montopolis Dr Bldg A

Austin, TX, 78744
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by LCRA (Charter #67537).

Main Office

SOC Main Office

Type: Corporate Office

3505 Montopolis Dr Bldg A

Austin, TX 78744

Phone: (737) 212-0030

Services: Member Services

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Additional Branches

La Grange

EMF

Type: Branch Office

104 E State Highway 71 Byp

La Grange, TX 78945-4445

Phone: (979) 639-0023

Services: Member Services

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