ODESSA EMPLOYEES Credit Union Profile

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ODESSA EMPLOYEES

Charter #67534 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 333-2510

Fax: (432) 333-3823

Founding Date: N/A

Website: http://www.odessaecu.com

Personnel & Operations

President: Aguilar, Norma

Manager: Acosta, Alva

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Drive thru: M-F 8:30 - 5:30 Lobby: Lobb

Credit Union Profile Summary

ODESSA EMPLOYEES is a FISCU Credit Union. With a total of 1,355 members ^[1], this institution manages approximately $20,076,006 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.14% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.47% ^[1].

Financial Snapshot

Total Assets ^[1]

$20,076,006

Total economic resources.

Total Loans ^[1]

$9,286,541

Total value of outstanding loans.

Total Deposits ^[1]

$16,469,177

Total funds deposited by members.

Members ^[1]

1,355

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

16.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

56.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -6.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1006 E 7th St

Odessa, TX, 79761-4623

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 2 branches reported by ODESSA EMPLOYEES (Charter #67534).

Main Office

Odessa Employees' Credit Union Main Office

Type: Corporate Office

1006 E 7th St

Odessa, TX 79761-4623

Phone: (432) 333-2510

Services: Member Services, Drive-Thru

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Additional Branches

Odessa