UNITED ENERGY Credit Union Profile

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UNITED ENERGY

Charter #67493 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 964-1777

Fax: (281) 964-1720

Founding Date: N/A

Website: http://www.unitedenergycu.com

Personnel & Operations

President: Sealy, Lynette

Manager: Hendrix, Debbie

FT Employees: 9

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Lobby Re-opened 5/18/2020 Hours 9 am to 5 p

Credit Union Profile Summary

UNITED ENERGY is a FISCU Credit Union. With a total of 3,384 members [1], this institution manages approximately $27,419,373 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.58% [1].

Financial Snapshot

Total Assets [1]
$27,419,373

Total economic resources.

Total Loans [1]
$21,774,592

Total value of outstanding loans.

Total Deposits [1]
$21,934,362

Total funds deposited by members.

Members [1]
3,384

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.41%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8790 FM 1960 Bypass Rd W Ste 500A

Humble, TX, 77338-3950
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by UNITED ENERGY (Charter #67493).

Main Office

United Energy Credit Union Main Office

Type: Corporate Office

8790 FM 1960 Bypass Rd W Ste 500A

Humble, TX 77338-3950

Phone: (281) 964-1777

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Houston

Branch Office

Type: Branch Office

1111 Louisiana St Ste B-102

Houston, TX 77002-5230

Phone: (713) 964-1788

Services: Member Services

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