REED Credit Union Profile

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REED

Charter #67486 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 673-3333

Fax: (713) 673-2420

Founding Date: N/A

Website: HTTPS://WWW.REEDCREDITUNION.COM

Personnel & Operations

President: RATCLIFF, ROGER

Manager: CLAKLEY, CARLA

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:00-4:30

Credit Union Profile Summary

REED is a FISCU Credit Union. With a total of 1,021 members [1], this institution manages approximately $16,232,615 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -22.71% [1].

Financial Snapshot

Total Assets [1]
$16,232,615

Total economic resources.

Total Loans [1]
$2,336,169

Total value of outstanding loans.

Total Deposits [1]
$13,479,360

Total funds deposited by members.

Members [1]
1,021

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
17.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-22.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-6.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10200 EAST FWY STE 125

HOUSTON, TX, 77029-1994

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by REED (Charter #67486).

Main Office

REED CREDIT UNION Main Office

Type: Corporate Office

10200 EAST FWY STE 125

Houston, TX 77029-1994

Phone: (713) 673-3333

Services: Member Services

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