1ST UNIVERSITY Credit Union Profile

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1ST UNIVERSITY

Charter #67483 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 752-2797

Fax: (254) 752-0552

Founding Date: N/A

Website: http://www.culink.net

Personnel & Operations

President: Wood, Randy

Manager: Hood, Kevin

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Lobby:M - F 7:30am - 5:30pm

Credit Union Profile Summary

1ST UNIVERSITY is a FISCU Credit Union. With a total of 1,867 members [1], this institution manages approximately $17,616,108 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.46% [1].

Financial Snapshot

Total Assets [1]
$17,616,108

Total economic resources.

Total Loans [1]
$12,869,248

Total value of outstanding loans.

Total Deposits [1]
$15,849,278

Total funds deposited by members.

Members [1]
1,867

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

24 La Salle Ave unit C

Waco, TX, 76706
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by 1ST UNIVERSITY (Charter #67483).

Main Office

1st University Credit Union Main Office

Type: Corporate Office

24 La Salle Ave unit C

Waco, TX 76706

Phone: (254) 752-2797

Services: Member Services, ATM

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Additional Branches

Waco

Aramark Management Offices

Type: Corporate Office

2100 River St

Waco, TX 76706-1642

Phone: (254) 710-1414

Services: None specified

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