MIDLAND MUNICIPAL EMPLOYEES Credit Union Profile

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MIDLAND MUNICIPAL EMPLOYEES

Charter #67475 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 685-7933

Fax: (432) 686-1620

Founding Date: N/A

Personnel & Operations

President: Cota, Michael

Manager: Pearce, Amber

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Friday 8 a.m. - 5 p.m.

Credit Union Profile Summary

MIDLAND MUNICIPAL EMPLOYEES is a FISCU Credit Union. With a total of 1,292 members [1], this institution manages approximately $17,267,665 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.93% [1].

Financial Snapshot

Total Assets [1]
$17,267,665

Total economic resources.

Total Loans [1]
$4,815,286

Total value of outstanding loans.

Total Deposits [1]
$14,756,030

Total funds deposited by members.

Members [1]
1,292

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 16.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 N Loraine St

Midland, TX, 79701-4725
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MIDLAND MUNICIPAL EMPLOYEES (Charter #67475).

Main Office

Midland Municipal Employees Credit Union Main Office

Type: Corporate Office

300 N Loraine St

Midland, TX 79701-4725

Phone: (432) 685-7933

Services: Member Services

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