CONCHO VALLEY Credit Union Profile

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CONCHO VALLEY

Charter #67473 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (325) 658-7557

Fax: (325) 658-4395

Founding Date: N/A

Website: http://www.conchovalleycu.com

Personnel & Operations

President: Ahlers, Justin

Manager: Perrine, Kimberly

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Office Hours: Mon-Fri 9:00am-4:30pm Drive-

Credit Union Profile Summary

CONCHO VALLEY is a FISCU Credit Union. With a total of 1,410 members [1], this institution manages approximately $24,938,633 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.92% [1].

Financial Snapshot

Total Assets [1]
$24,938,633

Total economic resources.

Total Loans [1]
$11,545,008

Total value of outstanding loans.

Total Deposits [1]
$22,050,311

Total funds deposited by members.

Members [1]
1,410

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1002 S Abe St

San Angelo, TX, 76903-7240

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CONCHO VALLEY (Charter #67473).

Main Office

Concho Valley Credit Union Main Office

Type: Corporate Office

1002 S Abe St

San Angelo, TX 76903-7240

Phone: (325) 658-7557

Services: Member Services, Drive-Thru

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