AMERICA'S Credit Union Profile

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AMERICA'S

Charter #67470 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (972) 494-5328

Fax: (972) 494-0371

Founding Date: N/A

Website: http://WWW.AMERICASCU.ORG

Personnel & Operations

President: ENGLISH, CHRIS

Manager: Beal, Bert

FT Employees: 131

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: 9:00-5:00 M-F LOBBY 7:30-5:30 M-TH 6:30-6

Credit Union Profile Summary

AMERICA'S is a FISCU Credit Union. With a total of 31,549 members [1], this institution manages approximately $428,027,464 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.04% [1].

Financial Snapshot

Total Assets [1]
$428,027,464

Total economic resources.

Total Loans [1]
$273,374,947

Total value of outstanding loans.

Total Deposits [1]
$363,396,452

Total funds deposited by members.

Members [1]
31,549

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.23%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2154 FOREST LN

GARLAND, TX, 75042
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by AMERICA'S (Charter #67470).

Main Office

CORPORATE OFFICE Main Office

Type: Corporate Office

2154 FOREST LN

Garland, TX 75042

Phone: (972) 494-5328

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Dallas

Administrative Office

Type: Corporate Office

10501 N Central Expy Ste 300

Dallas, TX 75231-2219

Phone: (214) 742-6551

Services: None specified

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CENTRAL

Type: Branch Office

4040 N Central Expy Ste 100

Dallas, TX 75204

Phone: (214) 742-6551

Services: Member Services

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Royal Branch

Type: Branch Office

10501 N Central Expy Ste 100

Dallas, TX 75231-2219

Phone: (972) 494-5328

Services: Member Services, ATM, Drive-Thru

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Lancaster

LANCASTER

Type: Branch Office

3200 W Pleasant Run Rd Ste 100

Lancaster, TX 75146-1083

Phone: (214) 742-6551

Services: ATM, Drive-Thru

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Mesquite

Motley Branch Office

Type: Branch Office

3001 Motley Dr Ste H

Mesquite, TX 75150-3457

Phone: (972) 681-6330

Services: Member Services

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Springfield

SPFD BRANCH OFFICE

Type: Branch Office

2350 E Bennett St

Springfield, MO 65804-1732

Phone: (417) 881-0482

Services: Member Services, ATM, Drive-Thru

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