HIGHWAY DISTRICT 9 Credit Union Profile

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HIGHWAY DISTRICT 9

Charter #67469 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 756-6331

Fax: (254) 756-6331

Founding Date: N/A

Website: https://www.hwydist9.com

Personnel & Operations

President: Guest, Janis

Manager: Reavis, Rachel

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 12:00 NOON TO 6:00 P.M.

Credit Union Profile Summary

HIGHWAY DISTRICT 9 is a FISCU Credit Union. With a total of 720 members [1], this institution manages approximately $4,106,305 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 26.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.69% [1].

Financial Snapshot

Total Assets [1]
$4,106,305

Total economic resources.

Total Loans [1]
$1,706,054

Total value of outstanding loans.

Total Deposits [1]
$2,998,818

Total funds deposited by members.

Members [1]
720

Number of active members.

Performance Ratios

Net Worth Ratio [1]
26.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2417 COLUMBUS AVE

WACO, TX, 76701

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HIGHWAY DISTRICT 9 (Charter #67469).

Main Office

Highway District 9 Credit Union Main Office

Type: Corporate Office

2417 Columbus Ave

Waco, TX 76701

Phone: (254) 756-6331

Services: Member Services

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