TEXAS BAY Credit Union Profile

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TEXAS BAY

Charter #67465 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 852-6700

Fax: (281) 464-9230

Founding Date: N/A

Website: https://www.texasbaycu.org

Personnel & Operations

President: Wright, Rudy

Manager: Gutierrez, Jesse

FT Employees: 179

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 12.11%

Membership Type: 99

Branches: 9

Hours: Lobby and Drive Thru: Monday through Friday

Credit Union Profile Summary

TEXAS BAY is a FISCU Credit Union. With a total of 60,598 members [1], this institution manages approximately $875,105,545 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.59% [1].

Financial Snapshot

Total Assets [1]
$875,105,545

Total economic resources.

Total Loans [1]
$669,352,315

Total value of outstanding loans.

Total Deposits [1]
$733,941,952

Total funds deposited by members.

Members [1]
60,598

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
15.59%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
6.14%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12611 Fuqua St

Houston, TX, 77034

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 9 branches reported by TEXAS BAY (Charter #67465).

Main Office

Main Main Office

Type: Corporate Office

12611 Fuqua St

Houston, TX 77034

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Cypress

Cypress

Type: Branch Office

9212 Fry Road # 100

Cypress, TX 77433

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Houston

North Shore New

Type: Branch Office

15763 Wallisville Rd

Houston, TX 77049

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Summerwood

Type: Branch Office

12310 W Lake Houston Parkway

Houston, TX 77044

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Katy

Katy

Type: Branch Office

4747 FM 1463 Rd Ste 1000

Katy, TX 77494

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

League City

South Shore

Type: Branch Office

6640 S. Shore Blvd

Suite 100

League City, TX 77573

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pasadena

Pasadena

Type: Branch Office

1301 W Pasadena Fwy

Pasadena, TX 77506

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pearland

Pearland

Type: Branch Office

11555 Magnolia Parkway

Suite 170

Pearland, TX 77584

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Richmond

Richmond

Type: Branch Office

18320 W Airport Blv

Suite 100

Richmond, TX 77407

Phone: (713) 852-6700

Services: Member Services, ATM, Drive-Thru

Open in Directions