WHARTON COUNTY TEACHERS Credit Union Profile

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WHARTON COUNTY TEACHERS

Charter #67458 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (979) 532-1930

Fax: (979) 532-8099

Founding Date: N/A

Website: https://www.wctcu.org/

Personnel & Operations

President: Stehling, Kevin

Manager: Parnell, Harold

FT Employees: 0

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 2:00 pm - 5:30 pm Monday - Friday

Credit Union Profile Summary

WHARTON COUNTY TEACHERS is a FISCU Credit Union. With a total of 685 members [1], this institution manages approximately $8,155,357 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 25.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 40.70% [1].

Financial Snapshot

Total Assets [1]
$8,155,357

Total economic resources.

Total Loans [1]
$2,831,461

Total value of outstanding loans.

Total Deposits [1]
$6,045,352

Total funds deposited by members.

Members [1]
685

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 40.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2114 Junior College Blvd

Wharton, TX, 77488
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WHARTON COUNTY TEACHERS (Charter #67458).

Main Office

Wharton County Teachers Credit Union Main Office

Type: Corporate Office

2114 Junior College Blvd

Wharton, TX 77488

Phone: (979) 532-1930

Services: Member Services

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