PECU Credit Union Profile

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PECU

Charter #67428 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (512) 474-1955

Fax: (512) 474-2731

Founding Date: N/A

Website: http://www.pecutx.org

Personnel & Operations

President: McGuinness, Claire

Manager: Broddrick, Marc

FT Employees: 63

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Drive thru: M-F 8:30am - 6pm Drive thru: S

Credit Union Profile Summary

PECU is a FISCU Credit Union. With a total of 21,522 members ^[1], this institution manages approximately $431,086,873 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.79% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.88% ^[1].

Financial Snapshot

Total Assets ^[1]

$431,086,873

Total economic resources.

Total Loans ^[1]

$232,223,560

Total value of outstanding loans.

Total Deposits ^[1]

$373,527,673

Total funds deposited by members.

Members ^[1]

21,522

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

62.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

306 E 10th St

Austin, TX, 78701

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by PECU (Charter #67428).

Main Office

10th Street Branch Main Office

Type: Corporate Office

306 E 10th St

Austin, TX 78701

Phone: (512) 474-1955

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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