UNION PACIFIC EMPLOYEES Credit Union Profile

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UNION PACIFIC EMPLOYEES

Charter #67417 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 842-2560

Fax: (409) 842-5187

Founding Date: N/A

Personnel & Operations

President: Mcclelland, Braddley

Manager: Stokes, Darlene

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 8:00am-3:00pm

Credit Union Profile Summary

UNION PACIFIC EMPLOYEES is a FISCU Credit Union. With a total of 648 members [1], this institution manages approximately $3,903,595 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 23.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -16.30% [1].

Financial Snapshot

Total Assets [1]
$3,903,595

Total economic resources.

Total Loans [1]
$2,504,207

Total value of outstanding loans.

Total Deposits [1]
$2,983,699

Total funds deposited by members.

Members [1]
648

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-16.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

550 Lindbergh DR

Beaumont, TX, 77707

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by UNION PACIFIC EMPLOYEES (Charter #67417).

Main Office

UPECU Main Office

Type: Corporate Office

550 Lindbergh DR

Beaumont, TX 77707

Phone: (409) 842-2560

Services: Member Services

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