CENTEX CITIZENS Credit Union Profile

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CENTEX CITIZENS

Charter #67416 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 562-9296

Fax: (254) 562-6994

Founding Date: N/A

Website: https://www.centexcitizenscu.com

Personnel & Operations

President: Johnson, Richard

Manager: Griffin, Tami

FT Employees: 33

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Lobby - Mon thru Thurs - 9AM to 3PM, Friday

Credit Union Profile Summary

CENTEX CITIZENS is a FISCU Credit Union. With a total of 11,074 members [1], this institution manages approximately $111,083,781 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.19% [1].

Financial Snapshot

Total Assets [1]
$111,083,781

Total economic resources.

Total Loans [1]
$66,438,145

Total value of outstanding loans.

Total Deposits [1]
$91,333,744

Total funds deposited by members.

Members [1]
11,074

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.16%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1404 E Milam St

Mexia, TX, 76667-2500
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by CENTEX CITIZENS (Charter #67416).

Main Office

Centex Citizens Credit Union Main Office Main Office

Type: Corporate Office

1404 E Milam St

Mexia, TX 76667-2500

Phone: (254) 562-9296

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Corsicana

Centex Citizens Credit Union - Corsicana Branch

Type: Branch Office

3501 West 7th Avenue

Corsicana, TX 75110

Phone: (903) 872-8347

Services: Member Services, ATM, Drive-Thru

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Ennis

Centex Citizens Credit Union Ennis Branch

Type: Branch Office

2251 W Ennis Ave

Ennis, TX 75119

Phone: (972) 872-6820

Services: Member Services, ATM, Drive-Thru

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