FRANKLIN JOHNSTOWN Credit Union Profile

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FRANKLIN JOHNSTOWN

Charter #6723 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 262-9117

Fax: (814) 262-0709

Founding Date: N/A

Website: HTTP://WWW.FRANKLINJOHNSTOWN.COM

Personnel & Operations

President: Capriotti, Michael

Manager: Summits, Mary

FT Employees: 13

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 42

Branches: 2

Hours: MONDAY-THURSDAY 8:30-4:30 FRIDAY 8:30-6:00

Credit Union Profile Summary

FRANKLIN JOHNSTOWN is a FCU Credit Union. With a total of 4,065 members [1], this institution manages approximately $36,921,165 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.04% [1].

Financial Snapshot

Total Assets [1]
$36,921,165

Total economic resources.

Total Loans [1]
$11,471,642

Total value of outstanding loans.

Total Deposits [1]
$32,705,512

Total funds deposited by members.

Members [1]
4,065

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

310 BLOOMFIELD ST

JOHNSTOWN, PA, 15904-3202
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by FRANKLIN JOHNSTOWN (Charter #6723).

Main Office

Richland Office Main Office

Type: Corporate Office

310 Bloomfield St

Johnstown, PA 15904-3202

Phone: (814) 262-9117

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Johnstown

Downtown Office

Type: Branch Office

544 Vine St

Johnstown, PA 15901-2013

Phone: (814) 539-5697

Services: Member Services, ATM

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