GROVE CITY AREA Credit Union Profile

Showing details for GROVE CITY AREA Credit Union.

Home > PA > GROVE CITY AREA

GROVE CITY AREA

Charter #6722 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 748-6091

Fax: (724) 748-6100

Founding Date: N/A

Website: http://www.gcafcu.org

Personnel & Operations

President: Covert, Stanley

Manager: McCandless, Alysia

FT Employees: 23

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M - TH 8AM TO 5PM FRI 8AM TO 7PM SA

Credit Union Profile Summary

GROVE CITY AREA is a FCU Credit Union. With a total of 9,490 members [1], this institution manages approximately $139,023,528 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.48% [1].

Financial Snapshot

Total Assets [1]
$139,023,528

Total economic resources.

Total Loans [1]
$69,012,169

Total value of outstanding loans.

Total Deposits [1]
$118,471,312

Total funds deposited by members.

Members [1]
9,490

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1600 S CENTER STREET EXT

GROVE CITY, PA, 16127
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by GROVE CITY AREA (Charter #6722).

Main Office

GROVE CITY AREA FCU Main Office

Type: Corporate Office

1600 S CENTER STREET EXT

Grove City, PA 16127

Phone: (724) 748-6091

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Grove City

GROVE CITY AREA FCU

Type: Branch Office

1 CREDIT UNION WAY

Grove City, PA 16127

Phone: (724) 458-7520

Services: Member Services, ATM, Drive-Thru

Open in Directions