JACKSON RIVER COMMUNITY Credit Union Profile

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JACKSON RIVER COMMUNITY

Charter #66967 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 962-6154

Fax: (540) 965-5154

Founding Date: N/A

Website: http://www.jrccu.org

Personnel & Operations

President: Fridley, Hunter

Manager: All, Kathleen

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Mon-Fri 9-5 Sat 9-12

Credit Union Profile Summary

JACKSON RIVER COMMUNITY is a FISCU Credit Union. With a total of 6,702 members [1], this institution manages approximately $122,645,733 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.16% [1].

Financial Snapshot

Total Assets [1]
$122,645,733

Total economic resources.

Total Loans [1]
$53,654,451

Total value of outstanding loans.

Total Deposits [1]
$104,397,756

Total funds deposited by members.

Members [1]
6,702

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.16%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

347 N Court Ave

Covington, VA, 24426
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by JACKSON RIVER COMMUNITY (Charter #66967).

Main Office

Jackson River Community Credit Union Main Office

Type: Corporate Office

347 N Court Ave

Covington, VA 24426

Phone: (540) 962-6154

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Low Moor

Jackson River Community Credit Union

Type: Branch Office

Westvaco Road

Low Moor, VA 24457

Phone: (540) 862-3763

Services: Member Services, ATM, Drive-Thru

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