CREDIT UNION OF RICHMOND INCORPORAT Credit Union Profile

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CREDIT UNION OF RICHMOND INCORPORAT

Charter #66929 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (804) 355-9684

Fax: (804) 355-9725

Founding Date: N/A

Website: https://www.curich.org

Personnel & Operations

President: Strother, Alvin

Manager: Hart, Arthur

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Mon-Wed 8-4 (lobby & drive thru) Thurs-Fri

Credit Union Profile Summary

CREDIT UNION OF RICHMOND INCORPORAT is a FISCU Credit Union. With a total of 4,497 members [1], this institution manages approximately $67,798,727 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -18.40% [1].

Financial Snapshot

Total Assets [1]
$67,798,727

Total economic resources.

Total Loans [1]
$20,417,704

Total value of outstanding loans.

Total Deposits [1]
$55,896,244

Total funds deposited by members.

Members [1]
4,497

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
36.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.75%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -18.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1601 Ownby Ln

Richmond, VA, 23220
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CREDIT UNION OF RICHMOND INCORPORAT (Charter #66929).

Main Office

Main office Main Office

Type: Corporate Office

1601 Ownby Ln

Richmond, VA 23220

Phone: (804) 355-9684

Services: Member Services, ATM, Drive-Thru

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