VALLEYSTAR Credit Union Profile

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VALLEYSTAR

Charter #66924 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (276) 632-1679

Fax: (276) 632-9610

Founding Date: N/A

Website: http://www.valleystar.org

Personnel & Operations

President: Rorrer, James

Manager: Warrell, Mike

FT Employees: 158

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 8 am to 6 pm Drive Thru Monday to Friday 9

Credit Union Profile Summary

VALLEYSTAR is a FISCU Credit Union. With a total of 37,547 members [1], this institution manages approximately $562,426,267 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -15.27% [1].

Financial Snapshot

Total Assets [1]
$562,426,267

Total economic resources.

Total Loans [1]
$400,700,591

Total value of outstanding loans.

Total Deposits [1]
$450,026,279

Total funds deposited by members.

Members [1]
37,547

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-15.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-17.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

35 Dupont Rd

Martinsville, VA, 24112-4618

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by VALLEYSTAR (Charter #66924).

Main Office

Martinsville Main Office

Type: Corporate Office

35 Dupont Rd

Martinsville, VA 24112-4618

Phone: (276) 632-1679

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Collinsville

Collinsville

Type: Branch Office

41 Wheeler Ave

Collinsville, VA 24078-2417

Phone: (276) 632-9610

Services: Member Services, ATM, Drive-Thru

Open in Directions

Danville

Danville Main

Type: Branch Office

212 Holt Garrison Pkwy

Danville, VA 24540-5955

Phone: (434) 857-9020

Services: Member Services, ATM, Drive-Thru

Open in Directions

Roanoke

Roanoke

Type: Branch Office

3452 Buck Mountain Rd

Roanoke, VA 24018

Phone: (540) 777-2440

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rocky Mount

Rocky Mount

Type: Branch Office

1080 Old Franklin Tpke

Rocky Mount, VA 24151

Phone: (540) 483-0018

Services: Member Services, ATM, Drive-Thru

Open in Directions

Waynesboro

Waynesboro

Type: Branch Office

501 W Broad St

Waynesboro, VA 22980

Phone: (540) 949-6818

Services: Member Services, ATM, Drive-Thru

Open in Directions