HAMPTON ROADS EDUC CREDIT UNION INC Credit Union Profile

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HAMPTON ROADS EDUC CREDIT UNION INC

Charter #66913 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (757) 838-0707

Fax: (757) 838-0776

Founding Date: N/A

Website: HTTP://WWW.HRECU.ORG

Personnel & Operations

President: CHAMBLISS, CORNELIOUS

Manager: Orie, Karen

FT Employees: 12

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00 AM THRU 5:00 PM -MONDAY THROUGH FRIDAY

Credit Union Profile Summary

HAMPTON ROADS EDUC CREDIT UNION INC is a FISCU Credit Union. With a total of 4,611 members [1], this institution manages approximately $44,452,038 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.62% [1].

Financial Snapshot

Total Assets [1]
$44,452,038

Total economic resources.

Total Loans [1]
$17,488,412

Total value of outstanding loans.

Total Deposits [1]
$40,416,663

Total funds deposited by members.

Members [1]
4,611

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2130 CUNNINGHAM DR

HAMPTON, VA, 23666
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HAMPTON ROADS EDUC CREDIT UNION INC (Charter #66913).

Main Office

Hampton Roads Educators' Credit Union Main Office

Type: Corporate Office

2130 Cunningham Dr

Hampton, VA 23666

Phone: (757) 838-0707

Services: Member Services, ATM, Drive-Thru

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