CODE Credit Union Profile

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CODE

Charter #66840 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (937) 222-8971

Fax:

Founding Date: N/A

Website: http://www.codecu.org

Personnel & Operations

President: Burke, Doyle

Manager: Rutherford, Scott

FT Employees: 27

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8:30-5:30 M-F

Credit Union Profile Summary

CODE is a FISCU Credit Union. With a total of 13,174 members [1], this institution manages approximately $173,000,183 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.68% [1].

Financial Snapshot

Total Assets [1]
$173,000,183

Total economic resources.

Total Loans [1]
$103,637,371

Total value of outstanding loans.

Total Deposits [1]
$151,865,406

Total funds deposited by members.

Members [1]
13,174

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

285 Liberty St

Dayton, OH, 45402
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 5 branches reported by CODE (Charter #66840).

Main Office

Administrative Office Main Office

Type: Corporate Office

285 Liberty St

Dayton, OH 45402

Phone: (937) 222-8971

Services: None specified

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Additional Branches

Clayton

Northmont High School Student Run Credit Union

Type: Branch Office

4916 National Rd

Clayton, OH 45315

Phone: (937) 832-6600

Services: Member Services, ATM

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Dayton

Dayton

Type: Branch Office

355 W Monument Ave

Dayton, OH 45402

Phone: (937) 222-8971

Services: Member Services, ATM, Drive-Thru

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Stebbins High School Student Run Credit Union

Type: Branch Office

1900 Harshman Rd

Dayton, OH 45424

Phone: (937) 222-8971

Services: Member Services

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Englewood

Englewood

Type: Branch Office

415 W National Rd

Englewood, OH 45322-1405

Phone: (937) 836-3031

Services: Member Services, ATM

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