FIRST COMMUNITY Credit Union Profile

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FIRST COMMUNITY

Charter #66818 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 856-5300

Fax: (281) 856-6421

Founding Date: N/A

Website: http://www.FCCU.org

Personnel & Operations

President: Miracle, Martin

Manager: Tijerina, TJ

FT Employees: 352

PT Employees: 65

Designations & Ratios

MDI Status: No

RBC Ratio: 10.22%

Membership Type: 99

Branches: 18

Hours: Mon-Thurs 9-5 Fri 9-6 Sat 9-3

Credit Union Profile Summary

FIRST COMMUNITY is a FISCU Credit Union. With a total of 171,304 members ^[1], this institution manages approximately $2,664,374,958 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.53% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.06% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,664,374,958

Total economic resources.

Total Loans ^[1]

$2,046,262,550

Total value of outstanding loans.

Total Deposits ^[1]

$2,009,614,276

Total funds deposited by members.

Members ^[1]

171,304

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.85%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

101.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 9.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 15.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15260 FM 529 Rd

Houston, TX, 77095-3252

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 19 branches reported by FIRST COMMUNITY (Charter #66818).

Main Office

Administration Main Office

Type: Corporate Office

15260 FM 529 Rd

Houston, TX 77095-3252

Phone: (281) 856-5300

Services: Member Services, ATM, Drive-Thru

FIRST COMMUNITY Credit Union Profile

FIRST COMMUNITY

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Administration Main Office

Additional Branches

Cypress

Houston

Katy

Missouri City

Richmond

Spring

Sugar Land

The Woodlands

Tomball