VIRGINIA EDUCATORS CREDIT UNION Credit Union Profile

Showing details for VIRGINIA EDUCATORS CREDIT UNION Credit Union.

Home > VA > VIRGINIA EDUCATORS CREDIT UNION

VIRGINIA EDUCATORS CREDIT UNION

Charter #66700 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (757) 930-2425

Fax: (757) 930-1108

Founding Date: N/A

Website: http://www.vecu.org

Personnel & Operations

President: Edison, Anne

Manager: Conti, Sharon

FT Employees: 5

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Drive Thru: Mon., Tues., Thur.:8:00 am - 5

Credit Union Profile Summary

VIRGINIA EDUCATORS CREDIT UNION is a FISCU Credit Union. With a total of 3,812 members [1], this institution manages approximately $74,931,733 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.50% [1].

Financial Snapshot

Total Assets [1]
$74,931,733

Total economic resources.

Total Loans [1]
$8,094,342

Total value of outstanding loans.

Total Deposits [1]
$57,940,547

Total funds deposited by members.

Members [1]
3,812

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
13.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -7.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12626 Nettles Dr

Newport News, VA, 23606
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by VIRGINIA EDUCATORS CREDIT UNION (Charter #66700).

Main Office

Nettles Office Main Office

Type: Corporate Office

12626 Nettles Dr

Newport News, VA 23606

Phone: (757) 930-2425

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Newport News

Main Street Office

Type: Branch Office

812 Main St

Newport News, VA 23605

Phone: (757) 595-6765

Services: Member Services, ATM, Drive-Thru

Open in Directions