ALL ONE Credit Union Profile

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ALL ONE

Charter #66699 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 537-8021

Fax:

Founding Date: N/A

Website: http://www.all-onecu.com

Personnel & Operations

President: Savageau, Michael

Manager: Mahoney, Barbara

FT Employees: 129

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 13.8%

Membership Type: 99

Branches: 10

Hours: M-F 8:30am-5pm Sat 9am-12pm

Credit Union Profile Summary

ALL ONE is a FISCU Credit Union. With a total of 36,977 members ^[1], this institution manages approximately $883,764,351 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.21% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.01% ^[1].

Financial Snapshot

Total Assets ^[1]

$883,764,351

Total economic resources.

Total Loans ^[1]

$643,471,523

Total value of outstanding loans.

Total Deposits ^[1]

$690,930,038

Total funds deposited by members.

Members ^[1]

36,977

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

93.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -2.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

20 Adams St

Leominster, MA, 01453

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by ALL ONE (Charter #66699).

Main Office

Leominster Main Office

Type: Corporate Office

North Leominster

Type: Branch Office

1316 Main St

Leominster, MA 01453

Phone: (978) 840-9671

Services: Member Services, ATM, Drive-Thru

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Sterling

Type: Branch Office

7 Main St

Sterling, MA 01564

Phone: (978) 422-5222

Services: Member Services, ATM, Drive-Thru

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Worcester

Type: Branch Office

910 W Boylston St

Worcester, MA 01606

Phone: (508) 852-1126

Services: Member Services, ATM, Drive-Thru

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Worcester - Shrewsbury Street

Type: Branch Office

137 Shrewsbury St

Worcester, MA 01604

Phone: (978) 466-7204

Services: Member Services, ATM, Drive-Thru

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