PATHWAYS FINANCIAL Credit Union Profile

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PATHWAYS FINANCIAL

Charter #66376 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (614) 416-7588

Fax: (614) 416-7580

Founding Date: N/A

Website: http://www.pathwayscu.com

Personnel & Operations

President: Radich, John

Manager: Shafer, Michael

FT Employees: 120

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 11

Hours: Mon - Fri 8:30 - 5:00

Credit Union Profile Summary

PATHWAYS FINANCIAL is a FISCU Credit Union. With a total of 56,739 members ^[1], this institution manages approximately $753,876,120 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.3% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.08% ^[1].

Financial Snapshot

Total Assets ^[1]

$753,876,120

Total economic resources.

Total Loans ^[1]

$507,975,020

Total value of outstanding loans.

Total Deposits ^[1]

$647,433,002

Total funds deposited by members.

Members ^[1]

56,739

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.3%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

78.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 19.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 18.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 13.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5665 N Hamilton Rd

Columbus, OH, 43230

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by PATHWAYS FINANCIAL (Charter #66376).

Main Office

Main Office Main Office

Type: Corporate Office

Standard Register

Type: Branch Office

175 Campbell St

Dayton, OH 45417-3965

Phone: (614) 416-7588

Services: Member Services

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Delaware

Type: Branch Office

879 W William St

Delaware, OH 43015

Phone: (740) 363-4646

Services: Member Services, ATM, Drive-Thru

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Englewood

Type: Branch Office

175 W Wenger Rd

Englewood, OH 45322

Phone: (937) 223-4943

Services: Member Services, ATM, Drive-Thru

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Marysville

Type: Branch Office

121 Emmaus Rd

Marysville, OH 43040

Phone: (937) 644-4746

Services: Member Services, ATM, Drive-Thru

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Springfield

Type: Branch Office

1850 S Limestone St

Springfield, OH 45505

Phone: (614) 416-7588

Services: Member Services

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