U. S. EMPLOYEES Credit Union Profile

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U. S. EMPLOYEES

Charter #66372 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 595-3400

Fax: (713) 595-3303

Founding Date: N/A

Website: http://www.usecuweb.com

Personnel & Operations

President: Foster, Michael

Manager: Childers, Sandra

FT Employees: 17

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Mon - Friday 9:00 AM - 5:00 PM Saturday

Credit Union Profile Summary

U. S. EMPLOYEES is a FISCU Credit Union. With a total of 8,366 members [1], this institution manages approximately $86,604,711 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.03% [1].

Financial Snapshot

Total Assets [1]
$86,604,711

Total economic resources.

Total Loans [1]
$35,447,558

Total value of outstanding loans.

Total Deposits [1]
$77,849,261

Total funds deposited by members.

Members [1]
8,366

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 38.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

24909 Kuykendahl Rd

Tomball, TX, 77375-3295
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by U. S. EMPLOYEES (Charter #66372).

Main Office

Kuykendahl Office Main Office

Type: Corporate Office

24909 Kuykendahl Rd

Tomball, TX 77375-3295

Phone: (713) 595-3400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Houston

Richmond Office

Type: Branch Office

9700 Richmond Ave

Suite 150

Houston, TX 77042

Phone: (713) 595-3400

Services: None specified

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