EDINBURG TEACHERS Credit Union Profile

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EDINBURG TEACHERS

Charter #66366 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (956) 259-3511

Fax: (956) 381-8206

Founding Date: N/A

Website: https://www.etcu.coop

Personnel & Operations

President: Tamez, Robert

Manager: Carpenter, Mary

FT Employees: 18

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Important information about Covid-19 and ET

Credit Union Profile Summary

EDINBURG TEACHERS is a FISCU Credit Union. With a total of 6,143 members [1], this institution manages approximately $94,701,988 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.96% [1].

Financial Snapshot

Total Assets [1]
$94,701,988

Total economic resources.

Total Loans [1]
$22,734,836

Total value of outstanding loans.

Total Deposits [1]
$78,927,741

Total funds deposited by members.

Members [1]
6,143

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

900 W University Dr

Edinburg, TX, 78539
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EDINBURG TEACHERS (Charter #66366).

Main Office

Edinburg Teachers Credit Union Main Office

Type: Corporate Office

900 W University Dr

Edinburg, TX 78539

Phone: (956) 259-3511

Services: Member Services, ATM, Drive-Thru

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