CREDIT UNION OF TEXAS Credit Union Profile

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CREDIT UNION OF TEXAS

Charter #66327 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (214) 818-3231

Fax:

Founding Date: N/A

Website: http://www.cutx.org

Personnel & Operations

President: Mathieu, Troy

Manager: Pointer, Eric

FT Employees: 499

PT Employees: 52

Designations & Ratios

MDI Status: No

RBC Ratio: 10.49%

Membership Type: 99

Branches: 25

Hours: Monday-Friday 8:50am-5:30pm

Credit Union Profile Summary

CREDIT UNION OF TEXAS is a FISCU Credit Union. With a total of 173,946 members ^[1], this institution manages approximately $2,629,406,306 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.44% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.67% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,629,406,306

Total economic resources.

Total Loans ^[1]

$2,067,745,551

Total value of outstanding loans.

Total Deposits ^[1]

$2,184,897,290

Total funds deposited by members.

Members ^[1]

173,946

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

94.64%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -6.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 7.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

900 W Bethany Dr Ste 500

Allen, TX, 75013-3834

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 20 branches reported by CREDIT UNION OF TEXAS (Charter #66327).

Main Office

Credit Union of Texas Allen Main Office

Type: Corporate Office

900 W Bethany Dr Ste 500

Allen, TX 75013-3834

Phone: (972) 263-9497

Services: None specified

CREDIT UNION OF TEXAS Credit Union Profile