1ST ED CREDIT UNION Credit Union Profile

Showing details for 1ST ED CREDIT UNION Credit Union.

Home > PA > 1ST ED CREDIT UNION

1ST ED CREDIT UNION

Charter #65412 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (717) 264-6506

Fax: (717) 264-2441

Founding Date: N/A

Website: http://www.1edcu.org

Personnel & Operations

President: Johnston, Roy

Manager: Childress, Kelly

FT Employees: 26

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Mon-Tues 8:30am to 5:00pm Wed 10:00am to 5:

Credit Union Profile Summary

1ST ED CREDIT UNION is a FISCU Credit Union. With a total of 7,088 members [1], this institution manages approximately $139,683,416 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.40% [1].

Financial Snapshot

Total Assets [1]
$139,683,416

Total economic resources.

Total Loans [1]
$44,752,960

Total value of outstanding loans.

Total Deposits [1]
$120,152,284

Total funds deposited by members.

Members [1]
7,088

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.91%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1156 Kennebec Dr

Chambersburg, PA, 17201
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by 1ST ED CREDIT UNION (Charter #65412).

Main Office

FCTCU Main Office

Type: Corporate Office

1156 Kennebec Dr

Chambersburg, PA 17201

Phone: (717) 264-6506

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Greencastle

Greencastle

Type: Branch Office

526 N Antrim Way

Greencastle, PA 17225

Phone: (717) 264-6506

Services: Member Services

Open in Directions

Hanover

Hanover

Type: Branch Office

475 Eisenhower Dr

Hanover, PA 17331-5214

Phone: (717) 264-6506

Services: Member Services, ATM

Open in Directions