ARMCO Credit Union Profile

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ARMCO

Charter #65291 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 284-2020

Fax: (724) 285-6158

Founding Date: N/A

Website: http://www.armcocu.com

Personnel & Operations

President: Gibson Jr., John

Manager: Cypher, Randall

FT Employees: 95

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: M,T, W 9:00-4:30 PM TH, F 9:00-6:00 PM

Credit Union Profile Summary

ARMCO is a FISCU Credit Union. With a total of 45,425 members [1], this institution manages approximately $691,500,309 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.97% [1].

Financial Snapshot

Total Assets [1]
$691,500,309

Total economic resources.

Total Loans [1]
$461,307,632

Total value of outstanding loans.

Total Deposits [1]
$601,660,486

Total funds deposited by members.

Members [1]
45,425

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
19.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
10.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

101 HOLLYWOOD DR

BUTLER, PA, 16001-7607

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by ARMCO (Charter #65291).

Main Office

Armco Employees Credit Union Main Office

Type: Corporate Office

101 Hollywood Dr

Butler, PA 16001-7607

Phone: (724) 284-2020

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Butler

Armco Employees Credit Union BC3 Branch

Type: Branch Office

107 College Dr

Butler, PA 16002-3807

Phone: (724) 431-4614

Services: Member Services, ATM

Open in Directions

Karns City

Armco Credit Union Karns City Branch

Type: Branch Office

106 Petrolia Street

Karns City, PA 16041-9218

Phone: (724) 756-6700

Services: Member Services

Open in Directions

Mars

Mars Branch

Type: Branch Office

1031 Aster Way

Mars, PA 16046

Phone: (724) 779-9090

Services: Member Services, ATM

Open in Directions