HEALTHCARE FIRST CREDIT UNION Credit Union Profile

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HEALTHCARE FIRST CREDIT UNION

Charter #65013 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 535-2606

Fax: (814) 535-5146

Founding Date: N/A

Website: http://www.healthcarefirstcu.com

Personnel & Operations

President: Burket, Martin

Manager: Sinclair, Meghan

FT Employees: 21

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: MON - FRI 7AM-4:30 PM SAT 9-12

Credit Union Profile Summary

HEALTHCARE FIRST CREDIT UNION is a FISCU Credit Union. With a total of 8,251 members [1], this institution manages approximately $100,473,069 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.98% [1].

Financial Snapshot

Total Assets [1]
$100,473,069

Total economic resources.

Total Loans [1]
$31,405,855

Total value of outstanding loans.

Total Deposits [1]
$86,345,193

Total funds deposited by members.

Members [1]
8,251

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
36.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1152 FRANKLIN ST

JOHNSTOWN, PA, 15905-4310

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 9 branches reported by HEALTHCARE FIRST CREDIT UNION (Charter #65013).

Main Office

Franklin St Office Main Office

Type: Corporate Office

1152 Franklin St

Johnstown, PA 15905-4310

Phone: (814) 535-2606

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Altoona

Station Medical Center

Type: Branch Office

1414 9th Ave

Altoona, PA 16602

Phone: (814) 535-2606

Services: Member Services

Open in Directions

UPMC Altoona Hospital

Type: Branch Office

620 Howard Ave

Altoona, PA 16601

Phone: (814) 535-2606

Services: Member Services, ATM

Open in Directions

UPMC Altoona Hospital - Desktop Computer

Type: Branch Office

620 Howard Ave

Altoona, PA 16601

Phone: (814) 535-2606

Services: None specified

Open in Directions

Davidsville

Davidsville - Laurel View Village

Type: Branch Office

2000 Cambridge Dr

Davidsville, PA 15928-9220

Phone: (814) 288-1644

Services: Member Services, ATM

Open in Directions

Duncansville

Altoona Main Office

Type: Branch Office

2786 Route 764

Duncansville, PA 16635

Phone: (814) 535-2606

Services: Member Services, ATM, Drive-Thru

Open in Directions

Johnstown

Market St Office

Type: Branch Office

353 Market St Ste 102

Johnstown, PA 15901-1711

Phone: (814) 533-0749

Services: Member Services

Open in Directions

Richland Office

Type: Branch Office

194 Donald Ln

Johnstown, PA 15904-2840

Phone: (814) 262-8494

Services: Member Services, ATM, Drive-Thru

Open in Directions

Martinsburg

Martinsburg office

Type: Branch Office

437 Givler Dr

Martinsburg, PA 16662

Phone: (814) 793-4690

Services: Member Services

Open in Directions