VALLEY 1ST COMMUNITY Credit Union Profile

Showing details for VALLEY 1ST COMMUNITY Credit Union.

Home > PA > VALLEY 1ST COMMUNITY

VALLEY 1ST COMMUNITY

Charter #649 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 684-8875

Fax: (724) 684-4133

Founding Date: N/A

Website: http://WWW.VALLEY1ST.ORG

Personnel & Operations

President: SOBOSLAI, MARK

Manager: Rochelle, Michael

FT Employees: 19

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: MONDAY THRU FRIDAY 8:30 AM TO 4:30 PM

Credit Union Profile Summary

VALLEY 1ST COMMUNITY is a FCU Credit Union. With a total of 7,450 members [1], this institution manages approximately $101,201,298 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.14% [1].

Financial Snapshot

Total Assets [1]
$101,201,298

Total economic resources.

Total Loans [1]
$54,709,310

Total value of outstanding loans.

Total Deposits [1]
$77,426,079

Total funds deposited by members.

Members [1]
7,450

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.85%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

815 SCHOONMAKER AVE

MONESSEN, PA, 15062-1008

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by VALLEY 1ST COMMUNITY (Charter #649).

Main Office

VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION Main Office

Type: Corporate Office

815 SCHOONMAKER AVE

Monessen, PA 15062-1008

Phone: (724) 684-8875

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Rostraver Township

VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION

Type: Branch Office

100 SARA WAY

Rostraver Township, PA 15012-1963

Phone: (724) 929-6002

Services: Member Services, ATM

Open in Directions