DECA Credit Union Profile

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DECA

Charter #64825 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 541-2480

Fax: (513) 541-2482

Founding Date: N/A

Personnel & Operations

President: Guthier, Brandon

Manager: Luken, Patricia

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday-Friday 8:00am to 6:00 pm

Credit Union Profile Summary

DECA is a FISCU Credit Union. With a total of 1,696 members [1], this institution manages approximately $7,248,455 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.24% [1].

Financial Snapshot

Total Assets [1]
$7,248,455

Total economic resources.

Total Loans [1]
$5,258,244

Total value of outstanding loans.

Total Deposits [1]
$5,936,228

Total funds deposited by members.

Members [1]
1,696

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
12.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
6.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3118 Colerain Ave

Cincinnati, OH, 45225-1312

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by DECA (Charter #64825).

Main Office

DECA Credit Union Main Office

Type: Corporate Office

3118 Colerain Ave

Cincinnati, OH 45225-1312

Phone: (513) 541-2480

Services: Member Services

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