WACO Credit Union Profile

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WACO

Charter #6368 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 753-0361

Fax: (254) 753-0371

Founding Date: N/A

Website: http://www.wacofcu.org

Personnel & Operations

President: Robinson, Gene

Manager: Head, Tony

FT Employees: 4

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: LOBBY: MONDAY-THURSDAY 9:00- 3:0

Credit Union Profile Summary

WACO is a FCU Credit Union. With a total of 1,945 members [1], this institution manages approximately $19,381,823 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.56% [1].

Financial Snapshot

Total Assets [1]
$19,381,823

Total economic resources.

Total Loans [1]
$8,116,988

Total value of outstanding loans.

Total Deposits [1]
$17,322,253

Total funds deposited by members.

Members [1]
1,945

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

826 N 3RD ST

WACO, TX, 76707
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by WACO (Charter #6368).

Main Office

Main Main Office

Type: Corporate Office

826 N 3rd St

Waco, TX 76707

Phone: (254) 753-0361

Services: Member Services, Drive-Thru

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Additional Branches

Waco

Data Systems Of Texas

Type: Branch Office

5213 Lake Shore Dr

Waco, TX 76710-1732

Phone: (800) 245-7504

Services: None specified

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