PAINESVILLE CREDIT UNION Credit Union Profile

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PAINESVILLE CREDIT UNION

Charter #63679 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (440) 352-8974

Fax: (440) 352-8110

Founding Date: N/A

Website: http://www.painesvillecu.org/

Personnel & Operations

President: Takacs, Kenneth

Manager: Guzzi, Lori

FT Employees: 12

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:30 - 5:00 Monday - Thrusday 9:30 - 6:00

Credit Union Profile Summary

PAINESVILLE CREDIT UNION is a FISCU Credit Union. With a total of 5,998 members [1], this institution manages approximately $45,139,284 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.83% [1].

Financial Snapshot

Total Assets [1]
$45,139,284

Total economic resources.

Total Loans [1]
$25,674,975

Total value of outstanding loans.

Total Deposits [1]
$37,693,665

Total funds deposited by members.

Members [1]
5,998

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.87%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

280 N Saint Clair St

Painesville, OH, 44077
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PAINESVILLE CREDIT UNION (Charter #63679).

Main Office

Painesville Credit Union Main Office

Type: Corporate Office

280 N Saint Clair St

Painesville, OH 44077

Phone: (440) 352-8974

Services: Member Services, ATM, Drive-Thru

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