ATOMIC Credit Union Profile

Showing details for ATOMIC Credit Union.

Home > OH > ATOMIC

ATOMIC

Charter #63532 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 652-2328

Fax: (740) 289-5061

Founding Date: N/A

Website: http://www.atomiccu.com

Personnel & Operations

President: Spencer, Billy

Manager: Griffiths, Thomas

FT Employees: 253

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 11.13%

Membership Type: 99

Branches: 18

Hours: Hours: Mon/Tue/Wed/Thu 8:30AM-5PM, Fri 8:30

Credit Union Profile Summary

ATOMIC is a FISCU Credit Union. With a total of 83,456 members ^[1], this institution manages approximately $768,249,306 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.43% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.64% ^[1].

Financial Snapshot

Total Assets ^[1]

$768,249,306

Total economic resources.

Total Loans ^[1]

$637,595,178

Total value of outstanding loans.

Total Deposits ^[1]

$698,349,278

Total funds deposited by members.

Members ^[1]

83,456

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

91.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 11.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 7.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

711 Beaver Creek Rd

Piketon, OH, 45661

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 15 branches reported by ATOMIC (Charter #63532).

Main Office

Atomic Credit Union Corporate Office Main Office

Type: Corporate Office

711 Beaver Creek Rd

Piketon, OH 45661

Phone: (800) 652-2328

Services: Member Services, ATM, Drive-Thru

ATOMIC Credit Union Profile

ATOMIC

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Atomic Credit Union Corporate Office Main Office

Additional Branches

Athens

Beaver

Chillicothe

Jackson

Logan

Lucasville

Minford

Oak Hill

Portsmouth

Washington Court House

Waverly

Wellston

Wheelersburg