CREDIT UNION OF EMPORIA Credit Union Profile

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CREDIT UNION OF EMPORIA

Charter #63319 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (620) 342-0491

Fax: (620) 342-9589

Founding Date: N/A

Website: http://www.cuofe.org

Personnel & Operations

President: PEDERSEN, CHRISTINE

Manager: BROWN, KELLY

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8-5

Credit Union Profile Summary

CREDIT UNION OF EMPORIA is a FISCU Credit Union. With a total of 3,822 members [1], this institution manages approximately $38,040,148 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.55% [1].

Financial Snapshot

Total Assets [1]
$38,040,148

Total economic resources.

Total Loans [1]
$12,082,470

Total value of outstanding loans.

Total Deposits [1]
$31,756,486

Total funds deposited by members.

Members [1]
3,822

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.55%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
12.74%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2711 W 15TH AVE

EMPORIA, KS, 66801

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CREDIT UNION OF EMPORIA (Charter #63319).

Main Office

CREDIT UNION OF EMPORIA Main Office

Type: Corporate Office

2711 W 15TH AVE

Emporia, KS 66801

Phone: (620) 342-0491

Services: Member Services

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