WHEAT STATE Credit Union Profile

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WHEAT STATE

Charter #63211 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (316) 687-4101

Fax: (316) 687-4170

Founding Date: N/A

Website: http://www.wheatstatecu.com

Personnel & Operations

President: Bittle, Leland

Manager: Cheatum, Doug

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Lobby: Monday - Friday 9:00 am to 5:00 pm

Credit Union Profile Summary

WHEAT STATE is a FISCU Credit Union. With a total of 3,463 members [1], this institution manages approximately $23,028,944 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.29% [1].

Financial Snapshot

Total Assets [1]
$23,028,944

Total economic resources.

Total Loans [1]
$20,640,216

Total value of outstanding loans.

Total Deposits [1]
$20,646,570

Total funds deposited by members.

Members [1]
3,463

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1400 S Oliver Ave

Wichita, KS, 67218-3226

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WHEAT STATE (Charter #63211).

Main Office

Wheat State CU Main Main Office

Type: Corporate Office

1400 S Oliver Ave

Wichita, KS 67218-3226

Phone: (316) 687-4101

Services: Member Services, ATM, Drive-Thru

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