WICHITA FALLS Credit Union Profile

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WICHITA FALLS

Charter #6317 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (940) 322-9328

Fax: (940) 767-1058

Founding Date: N/A

Website: https://www.wffedcu.com

Personnel & Operations

President: Krugle, Larry

Manager: Rogers, Stacy

FT Employees: 12

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: M-F, 8:00 - 5:30

Credit Union Profile Summary

WICHITA FALLS is a FCU Credit Union. With a total of 2,693 members [1], this institution manages approximately $32,055,139 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.86% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 19.21% [1].

Financial Snapshot

Total Assets [1]
$32,055,139

Total economic resources.

Total Loans [1]
$20,322,962

Total value of outstanding loans.

Total Deposits [1]
$28,040,512

Total funds deposited by members.

Members [1]
2,693

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.86%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
19.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3410 McNiel Ave

Wichita Falls, TX, 76308

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WICHITA FALLS (Charter #6317).

Main Office

WFFCU Main Main Office

Type: Corporate Office

2100 Seymour Hwy

Wichita Falls, TX 76301

Phone: (940) 322-9328

Services: Member Services, ATM

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