SPOJNIA Credit Union Profile
Showing details for SPOJNIA Credit Union.
Credit Union Profile for: SPOJNIA
SPOJNIA
Headquarters Contact & Staff
Contact & Info
Phone: (570) 344-1513
Fax: (570) 961-5961
Founding Date: N/A
Website: http://www.spojniacreditunion.org
Personnel & Operations
President: Cwikla, Jan
Manager: MILLER, MARCELLA
FT Employees: 3
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 1
Hours: 8:30 am to 5:00 pm EST Monday to Friday
Credit Union Profile Summary
SPOJNIA is a FISCU Credit Union. With a total of 783 members [1], this institution manages approximately $13,596,576 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.82% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by SPOJNIA (Charter #62998).
Main Office
Spojnia Credit Union Main Office
1006 Pittston Ave
Scranton, PA 18505
Phone: (570) 344-1513
Services: Member Services