MIDDLETOWN AREA SCHOOLS Credit Union Profile

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MIDDLETOWN AREA SCHOOLS

Charter #62877 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 422-2392

Fax: (513) 422-1143

Founding Date: N/A

Website: http://www.mascu.com

Personnel & Operations

President: Morgan, Martha

Manager: Herron, Jamie

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday,Tuesday,Thursday & Friday 9-5 Satur

Credit Union Profile Summary

MIDDLETOWN AREA SCHOOLS is a FISCU Credit Union. With a total of 1,024 members [1], this institution manages approximately $10,881,211 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.05% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.82% [1].

Financial Snapshot

Total Assets [1]
$10,881,211

Total economic resources.

Total Loans [1]
$6,018,453

Total value of outstanding loans.

Total Deposits [1]
$9,351,836

Total funds deposited by members.

Members [1]
1,024

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.05%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 18.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1730 Central Ave

Middletown, OH, 45044-4140
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by MIDDLETOWN AREA SCHOOLS (Charter #62877).

Main Office

Main Office Main Office

Type: Corporate Office

1730 Central Ave

Middletown, OH 45044-4140

Phone: (513) 422-2392

Services: Member Services, Drive-Thru

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Additional Branches

Mount Pleasant

AMI, Inc

Type: Corporate Office

8348 Corporate Dr

Mount Pleasant, WI 53406

Phone: (800) 558-3709

Services: None specified

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