PHB EMPLOYEES Credit Union Profile

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PHB EMPLOYEES

Charter #6277 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 474-2283

Fax: (814) 474-3166

Founding Date: N/A

Website: https://www.phbfcu.com

Personnel & Operations

President: Dunn, David

Manager: Mando, Hope

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 1

Hours: 9:00 - 4:30

Credit Union Profile Summary

PHB EMPLOYEES is a FCU Credit Union. With a total of 1,124 members [1], this institution manages approximately $7,955,293 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.12% [1].

Financial Snapshot

Total Assets [1]
$7,955,293

Total economic resources.

Total Loans [1]
$2,216,792

Total value of outstanding loans.

Total Deposits [1]
$6,332,920

Total funds deposited by members.

Members [1]
1,124

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-12.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7773 W Ridge Rd

Fairview, PA, 16415-1075

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PHB EMPLOYEES (Charter #6277).

Main Office

Main Office Main Office

Type: Corporate Office

7773 W Ridge Rd

Fairview, PA 16415-1075

Phone: (814) 474-2283

Services: Member Services, Drive-Thru

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