ST. JAMES PARISH Credit Union Profile

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ST. JAMES PARISH

Charter #62624 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 385-5921

Fax: (513) 385-0199

Founding Date: N/A

Website: http://WWW.STJPCU.COM

Personnel & Operations

President: Betsch, Richard

Manager: Schuster, Debbie

FT Employees: 1

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday-Friday 9am-3pm First Saturday of ea

Credit Union Profile Summary

ST. JAMES PARISH is a FISCU Credit Union. With a total of 787 members [1], this institution manages approximately $5,631,723 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 22.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.70% [1].

Financial Snapshot

Total Assets [1]
$5,631,723

Total economic resources.

Total Loans [1]
$3,205,459

Total value of outstanding loans.

Total Deposits [1]
$4,370,351

Total funds deposited by members.

Members [1]
787

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6195 Cheviot Rd

Cincinnati, OH, 45247-6120
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ST. JAMES PARISH (Charter #62624).

Main Office

St. James Parish Credit Union Main Office

Type: Corporate Office

6195 Cheviot Rd

Cincinnati, OH 45247-6120

Phone: (513) 385-5921

Services: Member Services, Drive-Thru

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