MEMORIAL Credit Union Profile

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MEMORIAL

Charter #62571 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 778-6300

Fax: (713) 778-6320

Founding Date: N/A

Website: https://www.memorialcu.org

Personnel & Operations

President: Jones, Vicki

Manager: ROGERS, THOMAS

FT Employees: 27

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Monday, Tuesday, Thursday, & Friday: 8:00

Credit Union Profile Summary

MEMORIAL is a FISCU Credit Union. With a total of 9,899 members [1], this institution manages approximately $88,555,975 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.18% [1].

Financial Snapshot

Total Assets [1]
$88,555,975

Total economic resources.

Total Loans [1]
$73,958,527

Total value of outstanding loans.

Total Deposits [1]
$78,320,729

Total funds deposited by members.

Members [1]
9,899

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
94.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -9.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.18%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7789 Southwest fwy Ste 175

Houston, TX, 77074-1831
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MEMORIAL (Charter #62571).

Main Office

EXECUTIVE BRANCH Main Office

Type: Corporate Office

7789 Southwest fwy Ste 175

Houston, TX 77074-1831

Phone: (713) 778-6300

Services: Member Services

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Additional Branches

Houston

Drive Thru Location Br-7

Type: Branch Office

7500 Beechnut St

Houston, TX 77074-4335

Phone: (713) 778-6300

Services: Member Services, ATM, Drive-Thru

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