UNIVERSITY OF VA COMMUNITY CU Credit Union Profile

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UNIVERSITY OF VA COMMUNITY CU

Charter #62504 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (434) 964-2001

Fax: (434) 964-2081

Founding Date: N/A

Website: http://www.uvacreditunion.org

Personnel & Operations

President: Higgins, Pamela

Manager: Gruber, Susan

FT Employees: 259

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 17.69%

Membership Type: 99

Branches: 15

Hours: Lobby Hours: Mon-Thu: 9am - 5pm Fri: 9am -

Credit Union Profile Summary

UNIVERSITY OF VA COMMUNITY CU is a FISCU Credit Union. With a total of 83,425 members ^[1], this institution manages approximately $1,550,216,673 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.17% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.17% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,550,216,673

Total economic resources.

Total Loans ^[1]

$932,011,519

Total value of outstanding loans.

Total Deposits ^[1]

$1,366,109,066

Total funds deposited by members.

Members ^[1]

83,425

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

68.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 10.17%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3300 Berkmar Dr

Charlottesville, VA, 22901-1491

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 20 branches reported by UNIVERSITY OF VA COMMUNITY CU (Charter #62504).

Main Office

Berkmar Drive Branch Main Office

Type: Corporate Office

3300 Berkmar Dr

Charlottesville, VA 22901-1491

Phone: (434) 964-2001

Services: Member Services, ATM, Drive-Thru

UNIVERSITY OF VA COMMUNITY CU Credit Union Profile