C E S Credit Union Profile

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C E S

Charter #62352 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (740) 397-1136

Fax: (740) 393-0713

Founding Date: N/A

Website: http://www.cescu.com

Personnel & Operations

President: Wells, Jeff

Manager: Coffing, Sandy

FT Employees: 50

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: LOBBY: MONDAY - FRIDAY 8:30-5:30 SATURDAY 9

Credit Union Profile Summary

C E S is a FISCU Credit Union. With a total of 17,469 members [1], this institution manages approximately $233,870,450 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.53% [1].

Financial Snapshot

Total Assets [1]
$233,870,450

Total economic resources.

Total Loans [1]
$126,314,775

Total value of outstanding loans.

Total Deposits [1]
$204,523,227

Total funds deposited by members.

Members [1]
17,469

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.76%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.29%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1215 YAUGER RD

MOUNT VERNON, OH, 43050-9233
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by C E S (Charter #62352).

Main Office

Yauger Road Center Main Office

Type: Corporate Office

1215 Yauger Rd

Mount Vernon, OH 43050-9233

Phone: (740) 397-1136

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Coshocton

Coshocton Center

Type: Branch Office

700 S 2nd St Ste B

Coshocton, OH 43812-1990

Phone: (740) 397-1136

Services: Member Services, ATM

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Delaware

Delaware Center

Type: Branch Office

33 London Rd

Delaware, OH 43015-2613

Phone: (740) 363-8118

Services: Member Services, ATM, Drive-Thru

Open in Directions

Loudonville

Loudonville Center

Type: Branch Office

3030 State Route 3

Loudonville, OH 44842-9526

Phone: (740) 397-1136

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mount Vernon

West Chestnut Center

Type: Branch Office

400 W Chestnut St

Mount Vernon, OH 43050-2312

Phone: (740) 397-1136

Services: Member Services, ATM, Drive-Thru

Open in Directions

Utica

Utica Center

Type: Branch Office

8 N Main St

Utica, OH 43080-7706

Phone: (740) 397-1136

Services: Member Services, ATM, Drive-Thru

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